nib Travel Insurance Distribution Pty Limited, ABN 40 129 262 175, AR 336467 is an authorised representative of nib Travel Services (Australia) Pty Limited ABN 81 115 932 173, AFS Licence No 308461 (nib). KB4 Travel operating under license to Your Travel & Cruise Pty Ltd, ABN 69105940332 is a distributor of nib and receives a commission for nib products purchased through KB4 Travel. KB4 Travel acts as an agent for nib and not as your agent. KB4 Travel cannot give advice about nib products, and any factual information provided is not intended to imply a recommendation or opinion about nib products.
Before deciding to purchase this product, read the PDS available at [insert website]. If you have a complaint about a nib product, see the Product Disclosure Statement for the complaints process. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).